Debt is one of the most commonly occurring problems in our society nowadays, due not only to our ‘consumer’ society but also the general rising costs of everyday living.
More and more people are finding themselves in debt, with outstanding credit card balances and often owing several thousands of pounds to many different companies. This means that to the vast majority people, debt appears to be a major problem that they will never actually be able to solve, and so for many, the only option is to ignore the problem- and so their situation continually gets worse and worse, as interest mounts up, and the debts increase.